Visited with Rex Tran to discuss options concerning bankruptcy. The hour was free and during that time he asked questions and typed the responses into his computer. That way if we decided to proceed the filing would be very easy. It was our understanding that it takes 3-4 months from start to receiving the final papers from the court. Chapter 7 costs were about $1600 for everything. However one could not get any additional debt during those 3-4 months, so getting student loan money would be an issue while in the bankruptcy process. Mr Tran was very helpful, professional and answered all our questions. This is his specialty and he certainly was very knowledgeable about it. If we decide to proceed we would definitely use him to do the bankruptcy.