Debt Settlement Lawyers Can Help Stop the Harassment from Creditors
If you are tired of calls from debt collectors, a debt settlement lawyer can help. 
It can be terribly frustrating to get constant calls and if you have reached the point where you jump every time the phone rings – you need professional help. It is possible to make the harassment stop without changing your phone number. To get started, call and schedule a consultation with our law office.
As a debt settlement lawyer we can:
- Review your financial situation. To get started, we need to understand what your financial situation is, including all of the debts that you have, the expenses that you need to pay for like utility bills, daycare and groceries, and what you make on a monthly basis after taxes.
- Help determine what you can afford to pay. Once we understand your income and all of your expenses, we can help determine what you should be able to afford to pay towards debt on a monthly basis.
- Identify potential assets you may not realize you had. You may have assets or accounts that can be liquidated and applied towards debt payments. Something like an RV that you never use could be better served by paying off negotiated debts, rather than taking up space in the driveway.
- Negotiate on your behalf. We go straight to the company holding your debt and begin to negotiate with them. Armed with the knowledge of what you can afford, we go to work getting them to lower the total debt amount until we are satisfied. That does not mean that you will walk away owing nothing, but we can often get the debt significantly reduced so that you can save thousands of dollars.
- Create written agreements. You never want to pay off a debt based on a verbal commitment. It needs to be in writing to be legitimate, otherwise they could go back on their word or claim it was never said in the first place. We will make sure that the agreements are firmly in place before you pay a dime.
- Coordinate payments. We will coordinate what the payoff amounts are and how the funds are to be transferred to ensure that everything goes smoothly and you get out of debt.
- Give you back your life. It may seem like a stretch, but anyone that keeps their phone turned off, worries when they go to get the mail and looks for strange cars coming into the driveway, knows that the fear of debt collectors is a real and legitimate fear. They can invade your home and your thoughts with their constant phone calls. As a debt settlement lawyer, we can take over, negotiating on your behalf so that you can once again feel at peace in your home and free from harassment.
If you are tired of living with the fear of debt collectors hanging over your shoulder, call and schedule an appointment with our office. You can speak with a debt settlement lawyer to start the process and regain your peace.