In a bankruptcy case, a reaffirmation agreement is a legally binding contract between the debtor and a creditor that reaffirms the debtor’s personal liability for… Read More »What is a Reaffirmation Agreement With the Finance Company
The automatic stay is a legal protection that automatically stops most collection activities, including wage garnishment, bank account levies, and foreclosure proceedings, once a bankruptcy… Read More »Can a Creditor Lift the Automatic Stay
In California, the fastest a creditor can obtain a judgment and wage garnishment against you depends on several factors, including the speed at which the… Read More »How Fast Can A Creditor Obtain a Wage Garnishment
In California, the speed at which a creditor can complete a lawsuit against you depends on several factors, including the jurisdiction in which the lawsuit… Read More »How Fast Can a Creditor Get a Judgment Against Me
In California, a debt collector can garnish your wages once they have obtained a wage garnishment order from a court. The process of obtaining a… Read More »When Can Creditor Garnish My Wages
Debt collectors can contact you in several ways, including: It’s important to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA),… Read More »Debt Collection Harrassment
Yes, you typically have to attend a court hearing if you file for bankruptcy. The hearing is called a “341 meeting of creditors” or a… Read More »Do I Have to Go to A Court Hearing if I File Bankruptcy
Removing a second mortgage in bankruptcy can be difficult, but it is possible in certain circumstances. This process is known as “lien stripping.” Here are… Read More »Can I Remove My Second Mortgage in Bankruptcy
Judgment liens are liens that are placed on your property as a result of a court judgment. In bankruptcy, the treatment of judgment liens depends… Read More »What Happens to Judgment Liens in Bankruptcy
Secured debts are debts that are secured by a piece of property or collateral, such as a car or a house. In bankruptcy, the treatment… Read More »What Happens to Secured Debts in Bankruptcy
The treatment of taxes in bankruptcy depends on the type of bankruptcy you file and the type of tax debt you have. Chapter 13 bankruptcy:… Read More »Can I Discharge Taxes in Bankruptcy
Yes, it is possible to save your home in bankruptcy, depending on the type of bankruptcy you file and your specific financial situation. If you… Read More »Save My Home From Foreclosure