In general, you are required to attend a meeting of creditors, also known as a 341 meeting, if you file for Chapter 7 or Chapter 13 bankruptcy. This meeting is typically held within 21 to 40 days after you file your bankruptcy petition. At the meeting, you will be questioned by the bankruptcy trustee and creditors about your financial situation and assets. You may also be required to provide documentation and answer questions about your income, expenses, debts, and property.
If you fail to appear at the meeting of creditors without a valid excuse, the bankruptcy court may dismiss your bankruptcy case or issue an order compelling you to attend. It is important to note that the meeting of creditors is a mandatory part of the bankruptcy process, and your attendance is crucial to the successful completion of your case.
However, there are some exceptions to the general rule requiring you to attend the meeting of creditors. For example, if you are incapacitated, out of the country, or have a compelling hardship that prevents you from appearing, you may be able to obtain an order from the bankruptcy court excusing your attendance.
If you have questions about whether you are required to attend the meeting of creditors, it is important to consult with an experienced bankruptcy attorney. They can advise you on the specific requirements and help you navigate the bankruptcy process.