Certain debts are not dischargeable in bankruptcy, meaning they cannot be eliminated through the bankruptcy process. These non-dischargeable debts include:
- Most student loan debt
- Child support and alimony obligations
- Most tax debt
- Debts from fraud, embezzlement, or willful or malicious injury
- Debts for personal injury caused by driving under the influence
- Debts for fines or penalties imposed by government agencies
- Debts for willful or malicious property damage
- Debts for willful or malicious conversion of property
- Debts for restitution or a criminal fine included in a sentence on the debtor’s conviction of a crime.
It’s important to note that these exceptions vary by state and by type of bankruptcy case. In some cases, certain exceptions can be challenged and discharged through bankruptcy. Consult a bankruptcy attorney to determine which of your debts may be dischargeable in bankruptcy.